Small Business Line-of-Credit

For small businesses especially, having access to funding quickly is imperative to day-to-day operations as well as their continued business success. The ability to draw from a small business line of credit can often mean the difference between a cash-strapped and a viable enterprise. Consider a line-of-credit as your business’ ‘rainy day’ fund. It does not have to be put to use immediately, but it is nice to know it is there when the unexpected occurs. Small business owners such a auto repair shops, printers, dentists, or veterinarians cannot afford downtime. If major equipment such as a lift, printing press, x-ray machine, or even staffers, phones, and computers are your company’s lifeblood, have the cash on hand for fast repairs, or even to make payroll.

AdvancePoint Capital makes it easy to apply for a small business line of credit in amounts up to $100,000 so your business can quickly access flexible cash right when you need it. Repayments can be made over a 12-month period. Best of all, the only paperwork required are your business’ bank statements. That’s it.

Have Cash on Hand Right When Your Business Needs It

Many small business owners who have been turned down for a line-of-credit by their bank contact AdvancePoint Capital. Traditional financial institutions have a very limited financing pool allocated forsmall business credit. Therefore banks have stringent regulations so that few small businesses will qualify. For example, as lending criteria, banks require extensive paperwork and focus on the profit/loss column of business bank statements. That will not be the case when you apply for a small business line-of-credit from AdvancePoint Capital. From our simple one-page, easy to fill out and submit application, to our lending criteria that considers all credit ratings, not just “excellent”, you’ll receive a level of attentive service you’ve not found anywhere else.

That’s because we want small businesses to succeed. By establishing a solid business relationship, and offering the financial products small business needs most, we work to earn your trust. This way, whenever your business needs additional small business credit financing, you’ll turn to AdvancePoint Capital. Let’s get a dialogue started. For a confidential needs analysis,give our representatives a call, or just fill out and submit the form. We’re here for you 24/7, at (800) 381-8920.

* All loans made by either WebBank, an FDIC-insured Utah industrial bank, or Bank of the Internet Federal Bank, an FDIC-insured federally chartered thrift located in California. In connection with the loans, the Banks' underwriting conditions and terms apply.