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Florida

Did you know that Florida is the third most populous state in the United States? With a population of over 20 million people, it's no wonder that Florida is a major hub for business and commerce. In fact, there are more than 1.5 million businesses registered in Florida, and they contribute billions of dollars to the state's economy each year.

If you're looking to start or expand your business in Florida, Advancepoint Capital can help. We offer business loans up to $1,000,000, so you can get the funding you need to take your business to the next level. Contact us today to learn more!

How Do I Get A
Small Business Loan in Florida?

Obtaining a small business loan in Florida is not as difficult as one might think. In fact, there are a number of options available to small business owners in the state, including government-backed loans and private loans from financial institutions.

Advancepoint Capital offers both government-backed and private business loans to Florida businesses. We understand that each business is unique and has different financing needs, so we offer a variety of loan products to meet those needs.

The 9 Best
Financing Options and Resources for
Florida Small Businesses

small business loan

Small Business Loans for Florida

SBA Loan

SBA Loans in Florida

Merchant Cash Advance

Merchant Cash Advance in Florida

Small Business Cash Advance

Business Cash Advance in Florida

Business Line of Credit

Business Line of Credit in
Florida

Equipment Financing

Equipment Financing for
Florida

Invoice Financing

Invoice Financing in
Florida

Short-Term Business Loan

Short Term Small

Business Loans in Florida

Long Term Business Loans

Long Term Business Loans for
Florida

sba guide n florida

U.S. Small Business Administration

How to Grow Your Business in North Florida

View the North Florida Small Business Resource Guide for information, programs, and assistance in growing your local business, exploring funding options, and contracting.

U.S. (SBA) U.S. Small Business Administration
North Florida District Office

sba guide s florida

How to Grow Your Business in South Florida

View the South Florida Small Business Resource Guide for information, programs, and assistance in growing your local business, exploring funding options, and contracting.

U.S. (SBA) U.S. Small Business Administration
South Florida District Office

Find local assistance

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Why Does Your Florida Business Need a Loan?

Before you dive into the first funding option that makes itself available, it’s essential to take the time and understand the exact reason for the financing. Let’s explore some popular reasons why small businesses like yours need cash flow.

Working capital is perhaps the most popular springboard for business loans or advances. Every day, every month, or even every quarter, progress is continuously shifting, and some additional funding may be needed. Infrastructure growth or scaling can lead to some serious cash needs. A new office space or some new additions to your current space may require a financing solution that fits your Florida business.

Marketing can take some serious capital, and a business loan may be the best way to manage marketing spend effectively. Florida businesses with crowded markets need to stand out, and marketing is the best route. Equipment can be a costly endeavor, and getting business funding that works with you instead of against you can be a challenge. We offer equipment loans and lease options that fit your needs.

After you’ve determined the underlying reasons why you need a loan for a business, it’s time to look at a few more factors:

  • How much do you need? 
  • What’s your business cash flow? 
  • What is your budget?

How Do I Qualify
for a Small Business Loan?

Depending on what type of business loan you’re trying to obtain, three main factors could determine whether or not you qualify for funding. Some of these factors could hold more weight than others, but that all comes down to what type of small business funding you’re going for. 

  • Credit score (What is the minimum credit score for a business loan?)
  • How you have been in business 
  • Financial statements such as business bank statements, profit and loss statements, or business and personal tax returns
florida smb loans and financing
florida business owner

Which Florida Small Business Loan Is Right for Your Business?

What Is the Easiest Business Loan to Get?

If you’re a Florida small business owner and you’re looking for a funding solution to help you succeed, you’re in the right place. While there’s not a universal solution for business loans (SBA Loans), there are several options that you can take advantage of for the best possible value.

When choosing which small business loan is right for you, the two most significant considerations are the costs and repayment plans. You want to make sure these two factors are working with you and, most importantly, that you can pay back your business funding. If you’re worried that you may not be able to keep up with payments, it’s likely not a good fit. There are several business loan options available, so finding the right one may just take some guidance.

Here at AdvancePoint Capital, we have the experience and wide selection of alternative lending solutions to help you make the right choice, unlike a bank or specific lender. We’ve been a trusted source in the community for business loans throughout the state of Florida and can help you discover a financing option that allows you to meet your goals.

Additional Help, Resources, Assistance, Information, and Local Support Centers for Businesses in Florida

With the economy being negatively impacted by Florida’s companies due to the Coronavirus crisis, the Florida State government in Tallahassee has activated the following services to assist small businesses in accessing capital and how to get loans for companies. Please visit the following website(s) or contact AdvancePoint Capital for more information and apply for our various loans and other financing products.

Florida Department of Economic Opportunity – COVID-19 Resources for Florida Employers, Individuals, and Communities

Florida Department of Economic Opportunity – Small Business Loan Program

Enterprise Florida – As a public-private partnership of Florida small business owners and government leaders, EFI is changing the landscape of economic development in Florida.

Florida’s Department of Economic Opportunity – Small and Minority-Owned Business Programs

Minority Business – The Urban League of Broward County provides south Florida technical assistance and capital to entrepreneurs and minority-owned businesses.

Minority Business Development Agency – U.S. Department of Commerce

Rebuild Florida Business Loan Fund

Florida Small Business Bridge Loan Program

Rural Community Development Revolving Loan Program

Microfinance Guarantee Program

Black Business Loan Program -The Black Business Loan Program offers alternative lending solutions to Florida-based black minority-owned small businesses by providing short-term loans and technical assistance.

ProsperUSA

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AdvancePoint Capital makes the loan application process a simple, straightforward experience.

Frequently Asked Questions

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