How it Works
The Process
Fill out the secure online pre-approval form or call us and have a conversation with us about your business and identify your needs.
It takes only a few minutes to fill out a short one page application and provide us with minimal financial paperwork.
You will get an answer typically within 4 to 6 business hours.
Funds are wired or ACH directly into your company’s bank account the day you fund.
What We Do
Business Loans
Business loans are between $10,000 to $500,000. They are based primarily on the monthly gross sales and not exclusively the profit/loss of the business, making it easier to approve more businesses!
Eligibility Requirements: | |
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Application | A simple one page application |
Paperwork | Provide Business Bank Statements for review. (We focus on gross sales not primarily profit/loss!) |
Credit | All credit types considered from excellent to poor |
Time in Business | In business for a minimum 6 months. NO START-UP BUSINESSES |
Basic Features:

$10,000 up to $500,000

Up to 36 months

Fixed Payments with a simple, easy auto repayment from your Business Bank account.
The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form
What We Do
Business Line of Credit
Eligibility Requirements: | |
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Application | A Simple one page application |
Paperwork | Provide Business Bank Statements for review. (We focus on gross sales not primarily profit/loss!) |
Credit | All credit types considered from excellent to poor |
Basic Features:

Flexible business lines of credit up to $100,000

Repayments over 12 months

Flexible cash when you need it
The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form
What We Do
Invoice Factoring
Eligibility Requirements: | |
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Application | A Simple one page application |
Paperwork | A/R and A/P reports |
Credit | No Credit Checks for Business Owners |
Basic Features:



The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form
What We Do
Business Cash Advance
A Business Cash Advance, also known as “merchant cash advance,” is an easy and simple financing option that provides any small-to-midsized company with the ability to raise cash by selling a portion of their future sales at a discount to a funder in exchange for cash for the business owner. Business cash advance is not considered a business loan but a purchase and sale of future receivables.
Eligibility Requirements: | |
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Application | A simple one page application |
Paperwork | Provide most recent Merchant Processing Statements and/or Business Bank Statements showing consistant cash flow. NO TAX RETURNS REQUIRED! |
Credit | All credit types considered from excellent to poor |
Time in Business | In business for a minimum 6 months. NO START-UP BUSINESSES |
Basic Features:
$10,000 up to $500,000

No term limits

Flexible repayment options of a percentage of future sales
The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form
What We Do
Medical Practice Financing
Eligibility Requirements: | |
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Application | A Simple one page application |
Paperwork | Financial Statement |
Credit | Good Credit Required |
Rates | Starting at 5.99% |
Basic Features:

Loans Up to 1 Million

Up to 7 year Terms

Monthly Payments
The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form
What We Do
Equipment Leasing
Eligibility Requirements: | |
---|---|
Application | A Simple one page application |
Paperwork | Equipment Information |
Credit | All credit Considered |
Basic Features:



The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form
Our Clients
Industries We Serve
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Any Many More Industries...
- Restaurant Equipment Loans
- Merchandise Retailers
- Manufacturers
- Small Business Auto Loans
- Beauty Salons
- Transportation
- Medical Business Financing
- Franchise Loans
- Construction Equipment Financing
- Veterinarians
Experience the Benefits
When the Banks Say No, We Say YES!
Advance Point Capital | |
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How long does the process take? | Money in as little as 1 day |
Is the application lengthy and difficult? | Simple one page application |
How much paperwork is needed? | Minimal Paperwork Required |
What are the terms? | Flexible Repayment Options |