Business Financing Nationwide

Owning a business is both exciting and stressful. You get the perks of being your own boss along with the stresses of being responsible for everything. That means when things go wrong, everyone looks to you for the solution. But when the money isn’t there to fix the problem, who do you turn to for help?

Small business loans are quite common in the entrepreneurial world, as owners like you often go through rough patches, have to expand or make renovations, need a small investment to help them become more cost-efficient, or just need some working capital for a short period of time.

If any of these situations sounds like yours, you probably don’t want to go through the long, drawn out process of applying for a traditional bank or SBA loan. These types of business funding have low approval statistics for small business owners and require jumping through a lot of hoops that take months to complete.

Access to the funds from the small business loans isn’t available until all of the application process is complete, holding you up from being able to fix your business’s problem in a timely manner.

Instead of getting stuck waiting for the paperwork to be completed and the high standards to be approved or denied, you can look outside the box to AdvancePoint Capital to see what other, better options you have.

Borrowers who work with AdvancePoint Capital, a Merchant Funding Capital Company, find that we are much simpler to deal with than traditional avenues. Our agents are knowledgeable about working with you to find the funding option that is right for your needs.

We often serve restaurant owners, merchandise retailers, manufacturers, beauty salon owners, those in franchises, veterinarians, medical providers, and many more. No matter what industry you’re in, if your small business needs capital to run, we want to help you get the financial assistance you require.

Small business owners who work with our company enjoy features and benefits such as:

  • Fast approval
  • Consideration of your request regardless of your credit
  • Flexible repayment options
  • A simple loan application process
  • Reasonable, competitive terms
  • Speedy access to funds.

Owning a small business can lose its luster if you have no one to turn to for help when you need it. No matter how savvy you are financially, there is no way to account for every potential problem that could occur when you are responsible for so many variables. The financial burden you carry becomes a heavy one when you feel like there is no answer to your concerns, but AdvancePoint Capital may be that answer!

When you need a quick financial fix to get your business past a hurdle, turn to AdvancePoint Capital for your small business loan lending.

Process

How it Works

The Process

step 1 Tell Us About Your Business

Fill out the secure online pre-approval form or call us and have a conversation with us about your business and identify your needs.

step 2 Fill Out One Page Application

It takes only a few minutes to fill out a short one page application and provide us with minimal financial paperwork.

step 3 Get Approved in Hours

You will get an answer typically within 4 to 6 business hours.

step 4 Get Funded!(in as little as 1 day!)

Funds are wired or ACH directly into your company’s bank account the day you fund.

AdvancePoint Capital

At AdvancePoint Capital, we know that every business is unique. Each one has its own benefits and services that it offers to its consumers, as well as its own set of challenges. Because of your company’s individuality, the small business loans that you need as the business owner may need to be a little different, too.

That’s why we offer multiple types of funding opportunities in the form of Alternative Business Loans. Our agents will take the time to talk to you about your current circumstances, future goals, and financial needs, and will then give you the options available that may work best for you.

With the majority of our small business loans, the paperwork is simple and the approval process can be anywhere from minutes to days, rather than weeks to months. This gives you the chance to have the money in your pocket when you need it, fast.

Simple Business Loans

The traditional bank route isn’t for everyone. To be approved, you have to meet a strict set of criteria, including a solid credit score, minimum time in business, and predetermined annual revenue, among other factors. But small business owners by nature have fluctuating income and their success isn’t always measured by the same standards the bank or SBA loans require.

When the bank’s approval isn’t possible or you need access to cash flow quickly, you can turn to alternative types of small business loans to get you to your next goal. AdvancePoint Capital offers a multitude of financial funding opportunities, like:

What We Do

Business Loans

Depending on the loan amount you need, you may be eligible for simple small business loans paid back at fixed rates. If your business is in need of anywhere between $10,000 and $500,000 to use to improve your financial situation, you can apply for a loan in which approval is based off a combination of your annual revenue and the monthly gross sales, not just your profit or loss. This alternative look at your business’s finances allows us to approve many more companies than traditional banks do.

Eligibility Requirements:
Application A simple one page application
Paperwork Provide Business Bank Statements for review. (We focus on gross sales not primarily profit/loss!)
Credit All credit types considered from excellent to poor
Time in Business In business for a minimum 6 months. NO START-UP BUSINESSES

Basic Features:

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Loan Size

$10,000 up to $500,000

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Terms

Up to 36 months

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Payment

Fixed Payments with a simple, easy auto repayment from your Business Bank account.

The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form

Get Quote Now!

What We Do

Business Line of Credit

A line of credit is often compared to business credit cards in how it works. When you are approved for this type of financing, you receive access to a limit of credit for a given period of time. As you need working capital for your business, you can use the available funds, pay them off, and use them again over and over until the term ends.

Eligibility Requirements:
Application A Simple one page application
Paperwork Provide Business Bank Statements for review. (We focus on gross sales not primarily profit/loss!)
Credit All credit types considered from excellent to poor

Basic Features:

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Loan Size

Flexible business lines of credit up to $100,000

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Term

Repayments over 12 months

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Payment

Flexible cash when you need it

The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form

Get Quote Now!

What We Do

Invoice Factoring

A newer type of business lending is the Invoice Financing or Factoring loan. This financial lending opportunity lets companies who receive a lot of revenue that is tied up in invoicing sell those outstanding invoices and get cash fast. The lender then takes over collecting the payment from the client based on the terms of your loan.

Eligibility Requirements:
Application A Simple one page application
Paperwork A/R and A/P reports
Credit No Credit Checks for Business Owners

Basic Features:

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Credit lines up to $2.5M
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Receivables due in up to 90 days
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Free up cash trapped in invoices

The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form

Get Quote Now!

What We Do

Business Cash Advance

Not so much a loan as a purchase of future receivables, this type of lending is when businesses who need cash flow fast can sell some of their projected future sales to a lender. This “merchant cash advance” works through different terms in which a percentage of your sales is used to pay back the money you borrowed.

Eligibility Requirements:
Application A simple one page application
Paperwork Provide most recent Merchant Processing Statements and/or Business Bank Statements showing consistant cash flow. NO TAX RETURNS REQUIRED!
Credit All credit types considered from excellent to poor
Time in Business In business for a minimum 6 months. NO START-UP BUSINESSES

Basic Features:

Advance Size

$10,000 up to $500,000

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Terms

No term limits

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Payment

Flexible repayment options of a percentage of future sales

The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form

Get Quote Now!

What We Do

Medical Practice Financing

These are loans custom-made for those who run medical practices. Because of the nature of these financing opportunities, they can be short term loans or have a longer repayment period with a set interest rate, but the criteria for approval is stricter than some other alternative financing options.

Eligibility Requirements:
Application A Simple one page application
Paperwork Financial Statement
Credit Good Credit Required
Rates Starting at 5.99%

Basic Features:

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Loan Size

Loans Up to 1 Million

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Term

Up to 7 year Terms

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Payment

Monthly Payments

The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form

Get Quote Now!

What We Do

Equipment Leasing

It takes a lot of equipment to run a small business, including copiers, printers, computers, and expensive software. When any of your crucial machinery goes down, it can cost you significantly in productivity and output. That same equipment can also be expensive to fix or purchase. Equipment loans and leasing give you the opportunity to limit downtime while mitigating immediate costs.

Eligibility Requirements:
Application A Simple one page application
Paperwork Equipment Information
Credit All credit Considered

Basic Features:

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From $500 up to $150,000
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Decisions in seconds under $10,000
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Up to 60 month leases

The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form

Get Quote Now!

How it Works

The loan application process for your business depends on the type of financing you need, but in general you will need a few basic documents, including:

  • Your financial statements
  • Monthly bank statements
  • Your personally identifiable information such as a driver’s license
  • Your one-page application
  • Your personal credit score (although all credit scores are considered).

Since this is not a personal loan and you are not going through the traditional bank or SBA loan process, AdvancePoint Capital has more flexibility in the approval process. If one or more of these areas don’t work for one type of lending, we can try another alternative route until we find the one that fits your business’s needs!

What We Do

Small business owners need a helping hand to turn to when the banks say no. AdvancePoint Capital offers you the opportunity to get the money you need to stay in business or increase your profitability.

With a quick application process that can get you your funds in as little as one day, a simple one page application, minimal paperwork, and flexible repayment options, you don’t have to take “no” for an answer! Call or contact our agents at AdvancePoint Capital today for your free quote.

Clients

Our Clients

Industries We Serve

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  • Any Many More Industries...
  • Restaurant Equipment Loans
  • Merchandise Retailers
  • Manufacturers
  • Small Business Auto Loans
  • Beauty Salons
  • Transportation
  • Medical Business Financing
  • Franchise Loans
  • Construction Equipment Financing
  • Veterinarians
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FAQ

Experience the Benefits

When the Banks Say No, We Say YES!

How long does the process take?
Money in as little as 1 day
Is the application lengthy and difficult?
Simple one page application
How much paperwork is needed?
Minimal Paperwork Required
What are the terms?
Flexible Repayment Options
   
Get Quote Now!
* All loans made by either WebBank, an FDIC-insured Utah industrial bank, or Bank of the Internet Federal Bank, an FDIC-insured federally chartered thrift located in California. In connection with the loans, the Banks' underwriting conditions and terms apply.