New York Business Loans

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New York State has an economy the size of most countries, and its location is considered one of the largest economic centers of the world. Business financing can be difficult for small businesses like yours to obtain. AdvancePoint Capital is a marketplace of small business financing solutions that can help solve your lending problems by giving you the necessary information and assistance you need to make informed decisions. We know New York and New York City very well and have funded hundreds of small business owners across the state successfully using our financing marketplace.

For small businesses in New York, as you probably know, it can be challenging to deal with traditional banks due to their limited small business lending programs, high credit standards, and financial statement requirements. Without a 3+ year track record of proven profit and revenue streams of over $75,000, it will be challenging to get approved for a loan. You will also be up against the stacks of paperwork, information requests, long approval times, and possible denial due to poor credit history. If you’ve faced these challenges, or fear you may not be approved for funding, contact AdvancePoint Capital. We have the latest information and business resources available to point you towards the right business loan product.

How Do I Get A
Small Business Loan in New York?

New York is a huge state with a diverse economy, and that can make it tough to generalize when it comes to small business financing. However, we’ve funded many businesses in the Empire State. Our lending experts will help you understand the best options for business loans in New York, based on your unique situation.

To get started, visit our website and fill out a short form with some basic information about your business and what you’re looking to borrow. One of our lending advisors will reach out to you shortly to discuss your options and help you find the best business loan for your unique needs.

The 9 Best
Financing Options and Resources for
New York Small Businesses

small business loan

Small Business Loans for
New York

SBA Loan

SBA Loans in
New York

Merchant Cash Advance

Merchant Cash Advance in
New York

Small Business Cash Advance

Business Cash Advance in
New York

Business Line of Credit

Business Line of Credit in
New York

Equipment Financing

Equipment Financing for
New York

Invoice Financing

Invoice Financing in
New York

Short-Term Business Loan

Short Term Small Business Loans in
New York

Long Term Business Loans

Long Term Business Loans for
New York

new york sba guide

U.S. Small Business Administration

How to Grow Your Business in New York

View the New York Small Business Resource Guide for information and assistance in growing your local business, exploring funding options, and contracting.

U.S. (SBA) U.S. Small Business Administration
New York District Office

Find local assistance

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Why Does Your New York Small Business Need a Business Loan?

It’s essential to identify what is the purpose of acquiring the money you need. Let’s take a look at some common reasons that New York businesses need cash.

Working Capital
Cash Flow Shortages
Equipment
Expansion
Emergencies
Advertising or Marketing
Legal issues and licensing
Small Business Development
New Projects

Additional Resources, Business Advice,
Business Needs, Latest News, Loans, Government Programs
Help and Information for New York Small Business

New York State – Empire State Development – Additional Grant & Funding Resources

New York State – Empire State Development – Covid-19 Loans

New York Forward Loan Fund (NYFLF)

NY Small Business Development Centers (SBDC) – The New York Small Business Development Centers (NYSBDC) provides small business owners and entrepreneurs in New York with the highest quality, confidential business counseling, training, and business research at no cost.

Entrepreneurship Assistance Centers (EAC) – Contact List Entrepreneurship Assistance Centers (EAC) – Provide’s instruction, training, technical assistance and support services to new and aspiring entrepreneurs in local communities statewide.

Community Development Financial Institution (CDFI)  – Contact List CDFIs are local financial service providers with locations throughout New York State, and often are the sole provider of banking and other financial services in communities that are not served by traditional banks and financial institutions.

New York State – Empire State Development – Additional Grant & Funding Resources 

Caleb Brown – The Urban Excellence Community Grant- Caleb Brown is a Venture Capital and Consulting, LLC. Their mission is to fund, promote, and nurture young urban entrepreneurs with the vision to understand small business creation as one of the key components required to rebuild local blocks, neighborhoods, and communities.

WomensNet – The Amber Grant – Women’s Net is an entrepreneurial community of women who create unique content and special reports to help women business owners. Grants are given away at least every month with a monetary gift of $4,000 and a year-end gift of $25,000.

Brooklyn Alliance Capital. Inc – Bring Back Brooklyn Fund Loan and Grant Program

Administered through Brooklyn Alliance Capital (BAC), the Bring Back Brooklyn Fund is designed to provide small businesses with: Grants for Personal Protective Equipment (PPE) and deep cleanings, and No-interest recovery loans up to $10,000 for businesses unable to obtain capital elsewhere

Brooklyn Chamber of Commerce in partnership with Clover – Back2Business

Citizens Committee for New York City – Neighborhood Business Grant

City of New York’s Department of Small Business Services (SBS) partner with LISC NYC – LISC NYC Small Business Relief & Recovery Fund

NAACP and BeyGOOD – Black-Owned Small Business Impact Fund

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Get Started Today

AdvancePoint Capital makes the loan application process a simple, straightforward experience.

Frequently Asked Questions

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