Alternative Capital Business Financing and Funding

Alternative Capital Business Financing and Funding


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Alternative business financing options or alternative business capital is on the rise as entrepreneurs realize the potential of more flexible funding sources when compared to traditional loans. As online financial services are on the upswing, the convenience of out-of-the-box financing opportunities for small businesses has allowed for a fertile playing field for alternative lenders new and old. AdvancePoint Capital is on the forefront of providing businesses with funding options that suit the pace of their growth.

Alternative funding options are available to secure businesses credit in numerous forms, including small business loans and guarantees, equipment leasing, asset-based lending, invoice factoring, and merchant cash advances, among others. As a leading alternative business financing company, AdvancePoint Capital has assisted companies of all sizes and in most industries to obtain the financing their enterprise requires to thrive by offering one or more of these financing options. Essentially, we’re in the game of turning the seemingly impossible into the possible.

Features and Benefits

AdvancePay offers alternative business loans that best serve the immediate needs of the business owner. We pride ourselves on providing:

  • Fast approval
  • Lines of credit up to $500,000
  • Flexible repayment terms
  • All personal credit scores considered
  • Simple application process
  • Catered to your timeline

Financing a small business venture is often easier said than done. The red tape that must be negotiated with a traditional lender before funding is approved often feels insurmountable. Even established businesses have to jump through hurdles for funding approval from business lenders that can delay the start of a new project.

The reality is that we live in a world where time is of the utmost essence. Information is more than readily available and the race is on like never before for true innovation. You simply don’t have the time to be sitting around waiting for finance to come through while your competition soars ahead of the flock.

It is the aim of AdvancePoint Capital to remove the stopping blocks to entrepreneurial flow by bringing funding options and small businesses into alignment with one another. What’s more, we do it in a way that doesn’t discriminate, welcoming applications from a small businesses with a range of credit histories.

Loan Terms

In our experience, we have found that a common thread among most of our clients is their need to obtain business financing as quickly as possible. As a result, we have found that they seek us out for one of the following reasons:

  • They do not qualify for business funding. Many small business owners will have approached a traditional financing institution, such as their bank, only to find that their small enterprise does not qualify for funding. This is frustrating and can result in the stalling of a business’s journey from concept to actualization. Time and again, we have found that before throwing in the towel, they turn to us for more flexible funding options that serve the needs of their business.
  • They need immediate cash flow. The timeline between application and the bank’s financing decision does not mesh with their firm’s almost immediate need for cash. Instead, AdvancePoint Capital provides alternative business financing options often at the speed that your business, well, does business.
  • They have bad credit. We will not discount your application based on negative personal credit reports. We consider clients with a range of ratings, from outstanding to poor. We don’t believe a negative credit report should prevent you from financing a future opportunity.

The fast, convenient and straightforward way to get the money you need for your business – now! Get your Quote Today by filling out our simple form.

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The entire process—from application to funding—can take less than two business days, and we offer loans nationwide. That means that, in less time than it takes you to come up with a business proposal, you can have your finances secure. While banks require extensive paperwork and personal finance records to be submitted, AdvancePoint Capital has a simple online application process. We only require one form that is easy to fill out and submit, and there is no need for an in-person consultation. This is alternative business financing at its most convenient.

All you need to provide us with is:

  • A simple one-page application document, to be accessed through our website
  • Business Bank Statements so that we can assess both the needs and viability of your business. (It’s important to note that we not only focus on profit/loss, but also on gross sales. This could be particularly relevant to you if you are still in the early stages of small business development.)
  • Proof that you have been in business for a minimum of 6 months. (Please note that we do not accept startups.)

We need minimal paperwork, and you’ll have your alternative business financing decision within hours. If accepted, your money is immediately available and repayment terms are flexible. That means you can focus on the implementation of your next Big Idea, rather than worry where the next bout of funding will come from. As a result, you can get in step with the needs of your business as soon as possible. We’ll serve you so that you can better serve your clients.

In return, we require that repayments are made over a period of 12 months. Interest rates are dependent on your gross sales and start at as little as 5.99%.

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Apply today — Fast and Easy Financing

We got into the business of alternative financial services because we believe in the long term potential of small business owners to drive the economy, create jobs, and provide needed services. If we can work toward making that happen through convenient alternative business funding options, we will be able to make strides toward the kind of thriving economic environment that benefits all tiers of society.

If your bank has not offered your business the financing options and timeline your enterprise requires, contact AdvancePoint Capital today. We want to help you grow your business and will work hard to help you obtain the financing your company depends on. Just fill out and submit our form, or give us a call at (800) 381-8920. Our representatives are available 24/7 to assist you. Call today!

The fast, convenient and straightforward way to get the money you need for your business – now! Get your Quote Today by filling out our simple form.

Get Quote Now!

* All loans made by either WebBank, an FDIC-insured Utah industrial bank, or Bank of the Internet Federal Bank, an FDIC-insured federally chartered thrift located in California. In connection with the loans, the Banks' underwriting conditions and terms apply.