Philadelphia Business Loans

We work with dozens of investors in Philadelphia to get you the lowest interest rate for your company.

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Pennsylvania

Philadelphia, the city of brotherly love, is the largest city in the state of Pennsylvania and the sixth-most populous U.S. city with an estimated population of 1.5 million. The Philadelphia metropolitan area (which includes Philadelphia County, Bucks County, Montgomery County, Delaware County, and Chester County) is the 8th largest U.S metro area, with over 6 million residents. Philadelphia metropolitan area is also part of the Delaware Valley, which includes southern New Jersey and New Castle County, Delaware, which, as a whole, creates a massive powerhouse of economic activity.

Philadelphia small businesses have the same challenges that you would find in any other metropolitan area when it comes to acquiring a business loan from a traditional bank. Many Philadelphia finance companies for small businesses do not serve the needs of those businesses due to strict guidelines and credit requirements.

AdvancePoint Capital has an Eastern United States regional office located in Cherry Hill, New Jersey, 10 minutes from the Ben Franklin Bridge and Philadelphia. Our business funding marketplace is full of business funding alternatives for small businesses in the Philadelphia area.

How Do I Get A
Small Business Loan in Philadelphia?

If you're looking for a small business loan in Philadelphia, you have a few options. You can go to a bank, credit union, or other financial institution and apply for a loan. Or, you can work with an online lender.

Advancepoint's network of online lenders offers business loans of up to $1,000,000 for businesses of any size. We work with companies in a variety of industries, including manufacturing, retail, and healthcare. And we have a team of experts who are ready to help you find the right loan for your business. To get started, fill out our online form or give us a call at (800) 381-8920.

The 9 Best
Financing Options and Resources for
Philadelphia Small Businesses

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SBA Loan

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Merchant Cash Advance

Merchant Cash Advance in
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Small Business Cash Advance

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Business Line of Credit

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Equipment Financing

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Invoice Financing

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Short-Term Business Loan

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Long Term Business Loans

Long Term Business Loans for
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philadelphia resource guide

U.S. Small Business Administration

How to Grow Your Business in Philadelphia

View the Philadelphia Small Business Resource Guide for information and assistance in growing your local business, exploring funding options, and contracting.

U.S. (SBA) U.S. Small Business Administration
Philadelphia District Office

Find local assistance

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Why Does Your Philadelphia Business Need a Business Loan?

The 8 most common uses of proceeds from business financing:

  • Working Capital
  • Equipment
  • Inventory
  • Business Expansion
  • Business Development
  • Cash Flow shortages
  • Emergencies
  • Advertising and Marketing
  • Employees
  • Economic Development
  • Real Estate Acquisition
  • Any legitimate business purpose or use

Additional Resources and Information

City of Philadelphia Department of Commerce- The Philadelphia, PA Department of Commerce provides access to financial support and business development for Philadelphia small businesses. Small Business owners can get funding and other small business loans to start, improve or provide working capital for their businesses. Philadelphia financial aid, loans and grants for small businesses in Philadelphia.

City of Philadelphia Department of Commerce COVID-19 Small Business Relief Fund- Providing some small businesses impacted by the COVID-19 pandemic with immediate relief through a mix of grants and loans.

City of Philadelphia Business Services KIVA Small Business Loans- The Department of Commerce is partnering with Kiva to bring this innovative funding to small businesses in Philadelphia. For more information Visit www.borrow.kiva.org/borrow or email [email protected] for more information.

Find loans through the Philadelphia Business Lending Network

Philadelphia’s Public-Private Economic Development Corporation (PIDC) Philadelphia’s public-private economic development corporation. PIDC spurs investments that create jobs, revitalize neighborhoods, and drive growth to every corner of Philadelphia. PIDC is a non-profit founded by the City of Philadelphia and the Greater Philadelphia Chamber of Commerce in 1958

Advice, Tips, Warnings about Philadelphia Area Small Business Loans

When looking for financing for your business, small business owners should always begin the process with what is the purpose and use of the funds you are trying to acquire for your business. Do you know the obstacles that exist when getting approved? (Credit Issues, Bank Statement cash flow issues, time in business, financial statement issues).

Business financing is significantly different than consumer financing. Underwriting for business funding is much more risk-averse than consumer lending, so you need to take your time in looking through all the options that are available by lenders. 

AdvancePoint Capital has been very successful in helping small business owners search for business financing solutions easily and painlessly without wasting time or, more importantly, your hard-earned money. AdvancePoint Capital has a great marketplace of loan options with many different product offerings, providing flexibility.

As we always say at AdvancePoint Capital, compare, shop, and you will always save!

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Get Started Today

AdvancePoint Capital makes the loan application process a simple, straightforward experience.

Frequently Asked Questions

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