Texas, the lone star state, is a powerhouse economically, being the 10th largest economy among all nations of the world. Texas regularly ranks as one of the best states for business. Known in the business community as a business-friendly climate, Texas provides help to small businesses in the form of no corporate income tax and no personal income tax—along with a highly skilled workforce, easy access to global markets, robust infrastructure, and predictable regulations.
However, what you might not have easy access to is business capital. At Advancepoint Capital, we provide business loans up to $1,000,000 for businesses in Texas that may have trouble securing traditional bank financing. We understand that each business is unique and has different financing needs. That’s why we offer a variety of loan products, including term loans, SBA loans, equipment financing, and lines of credit.
How Do I Get A
Small Business Loan in Texas?
Texans face tricky rules when it comes to business lending. The state's legal landscape is dotted with Texas-specific laws and regulations, which can make it difficult for small businesses to get the financing they need.
Whether you're in Houston, Dallas, Austin, or any other part of Texas, AdvancePoint Capital can help your small business get the funding it needs to grow and succeed. We offer business loans up to $1,000,000 with flexible terms and competitive rates.
The 9 Best
Financing Options and Resources for
Texas Small Businesses
Small Business Loans for
SBA Loans in
Merchant Cash Advance in
Business Cash Advance in
Business Line of Credit in
Equipment Financing for
Invoice Financing in
Short Term Small Business Loans in
Long Term Business Loans for
Small Business Administration
How to Start and Grow Your Business
View the Small Business Resource Guide for information and assistance in growing your local business, exploring funding options, and contracting.
How to Grow Your Business in Dallas
View the Dallas/Ft. Worth Small Business Resource Guide for information and assistance in growing your local business, exploring funding options, and contracting.
How to Grow Your Business in Houston
View the Houston Small Business Resource Guide for information and assistance in growing your local business, exploring funding options, and contracting.
How to Grow Your Business in San Antonio
View the San Antonio Small Business Resource Guide for information and assistance in growing your local business, exploring funding options, and contracting.
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Why Does Your Texas Business Need a Small Business Loan?
The most common reasons Texas small businesses acquire loans to help their business:
- Working Capital
- Capital to cover accounts receivable shortfalls
- Loans for Equipment
- Expand and grow a business
- Access to Capital for Cash Flow shortages
- Businesses that have emergencies and need financial help
- Advertising and Marketing
- Other business needs
Additional Resources and Information about Texas Small Business Loans
PeopleFund- PeopleFund’s is a nonprofit organization and financial institution that offers small business loans help entrepreneurs enhance their businesses and keep local economies growing. With financing available for equipment purchases, permanent working capital term loans, and revolving lines of credit, we provide access to capital with low down payment or equity contribution, flexible underwriting, no pre-payment penalties, and a lending team dedicated to help you succeed through one-on-one training and business assistance & education. They focus on women, minorities, veterans, and businesses in low to moderate income areas to make sure everyone has a chance at the American Dream.
Texas Economic Development-Financing and Capital- The Governor’s Office of Small Business Assistance works closely with a variety of partners to facilitate small businesses accessing capital. Offering the following resources; Product Development and Small Business Incubator Fund, Non-Profit Lenders, Small Business Administration Loan Programs, Capital Access Program, Skills for Small Business, and Federal Grants and Resources.
Texas Workforce Training Grants- The Texas Workforce Commission (TWC) offers the Skills for Small Business grant. This supports businesses with fewer than 100 employees and incentivizes training for new, full-time workers. Support is also available by the Texas workforce commission to upgrade the skills of existing full-time workers. Training is provided through community or technical colleges
Federal Grants Grants.gov catalogs federal grants and provides additional information for those interested in applying.
The State of Texas, Office of the Governor’s Small Business Handbook
The State of Texas, Office of the Governor’s Texas Startup Resources Directory
Get Started Today
AdvancePoint Capital makes the loan application process a simple, straightforward experience.