Business Loans Los Angeles

Accessible funding and cash flow options are a necessity for business owners throughout Los Angeles. With such a congested market, business owners in LA have a lot of difficulties with traditional loan routes. To receive the funding, they need to keep their business objectives on track; companies need alternative loan solutions that they can trust. AdvancePoint Capital offers business loans and short-term cash flow options that keep operations afloat.

Traditional financing from banks can be a time consuming and often times disappointing route. With tons of paperwork and strict credit requirements — many business owners find themselves getting turned down and wasting valuable time in the process. Don’t worry; we have a wide variety of financing options that fit your business needs and can help you reach your goals.

Business Term Loan

Businesses throughout Los Angeles can utilize business term loans, especially if they’re looking for a financing solution that resembles a traditional bank loan. With a fixed amount of upfront capital at a fixed cost, you have a good idea of what you’re getting yourself into. Business term loans also have fixed terms with fixed payments too.

  • • $10,000 – $1,000,000
  • • All credit types are considered
  • • Fast processing time
  • • 1-5 year repayment plan

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Business Line of Credit

Similarly to a business credit card, a business line of credit allows a business owner to take money from their line up to the credit limit when they need it most. Then, you’re obligated to pay interest on your outstanding balance.

  • • $10,000 to $1,000,000
  • • Credit scores above 500
  • • Speedy processing time
  • • Revolving repayment

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Short Term Business Loan

A short term business loan is perfect for businesses with financial roadblocks like poor credit or short time in business. The term length for this type of loan is around 6-18 months.

  • • $10,000 – $1,000,000
  • • Substandard, Mid-Prime, to Subprime credit scores, are considered
  • • Processed in as little as one day 
  • • 6-18 month repayment

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As a business owner in Los Angeles, are you having a difficult time finding funding solutions that work for your business? Here at AdvancePoint Capital, we know that traditional routes can be difficult, which is why we offer alternative lending solutions for companies like yours. Get your quote today with our simple form.

Merchant Cash Advance

Businesses that rely on credit card and debit card sales for their revenue can utilize a merchant cash advance for quick cash flow. It’s a flexible solution that allows you to repay your advance with future sales by leveraging monthly cash flow.

  • • $10,000 to $1,000,000
  • • Poor credit considered
  • • Processed in as little as 24 hours
  • • Flexible repayment options

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Equipment Financing

Los Angeles businesses that require heavy machinery or expensive equipment for their operation can use future equipment purchases as collateral for funding today.

  • • $10,000 to $1,000,000
  • • All credit types considered
  • • Processed in as little as 2 days
  • • 1-5 year repayment

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SBA Loans

The SBA (Small Business Administration) offers guidelines, programs, and loan guarantees to lenders that mitigate the risk associated with lending to businesses in Los Angeles. These loans can be a great way to increase your chance of approval through decreased risk to lenders.

  • • $10,000 to $1,000,000
  • • Strong personal credit considered
  • • Processed in as little as two days
  • • Revolving repayment

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Invoice Financing

If your businesses have a ton of outstanding invoices, but you need cash flow today — invoice financing can be a great way to get the funding you need. Leverage outstanding invoices for quick advances that can be your saving graces for working capital.

  • • $10,000 to $1,000,000
  • • All credit types considered
  • • Processed in as little as two days
  • • Revolving repayment

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Why Does Your Los Angeles Business Need a Loan?

Every business owner has their own reasons or needs for quick cash flow or advance options. That being said, not every alternative funding solution works for every business. You must take the time to understand the details, pros, and cons of each funding solution to determine if its right for you. Many business owners in LA come to AdvancePoint Capital to get help with these areas.

Working Capital Every business owner has their own reasons or needs for quick cash flow or advance options. That being said, not every alternative funding solution works for every business. You must take the time to understand the details, pros, and cons of each funding solution to determine if its right for you. Many business owners in LA come to AdvancePoint Capital to get help with these areas.
Marketing A powerful tool that can make or break many businesses in Los Angeles. With such a congested market, promotion is a necessity that can’t be avoided.
Equipment It can cost a ton of money. More often than not, it’s money that a business doesn’t quite have yet. The forever evolving status of technology means more and more companies need to be on the innovative end of the technological spectrum, and that’s not cheap.
Growth Growth and infrastructure are great but ultimately cost money. While a new office space or new employees can be exciting, they also may require financing help from an alternative lending service.

After you’ve determined why you need a business loan, there are a few more questions you’ll need to answer before making a decision.

  • How much do you need? 
  • Understand your business cash flow 
  • What is your budget?

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How To Qualify For a Business Loan

Qualifying for a business loan requires a few main ingredients. There are essentially three components that a business owner should focus on that can have a significant impact on whether or not they’ll qualify for a loan or advance. While all three are important, some may be more or less relevant to a particular loan option.

  • • Credit score
  • • How you have been in business
  • • Financial statements such as business bank statements, profit and loss statements, or business and personal tax returns

Which Loan Is Right for Your Los Angeles Business?

There’s not necessarily a one-size-fits-all solution for businesses throughout the LA area. However, there is a solution for each and every business. Depending on your business’s specific needs and the potential value associated with a particular funding option — we’ll help your business find the right financing solution to meet your goals.

One of the factors that can help you determine which loan is right for your business is a fairly simple one — can you repay the loan? By taking a closer look at costs and repayment stipulations, you’re able to decide whether or not that option is realistic or ultimately worth it. Your business loan should work with you, not against you. We provide a wide selection of business loan options available that can keep your business moving forward.

At AdvancePoint Capital, we provide trusted alternative lending solutions for businesses in Los Angeles. We’ve championed countless businesses with our services, and financial programs gain traction and find success through the years. We know how frustrating traditional loan options can be, and we’re here to empower small businesses with flexible funding solutions that work with their goals.

The fast, convenient and straightforward way to get the money you need for your business – now! Get your Quote Today by filling out our simple form.

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* All loans made by either WebBank, an FDIC-insured Utah industrial bank, or Bank of the Internet Federal Bank, an FDIC-insured federally chartered thrift located in California. In connection with the loans, the Banks' underwriting conditions and terms apply.