Bad Credit

Bad Credit Small Business Loans

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If your credit history is holding you back from getting financed by traditional lenders, we’re here to be the bearers of good news—it doesn’t have to. As the financial sector has spilled into the online world, the playing field has opened up for small business loans to become more readily available to those who were previously not eligible for them. At AdvancePoint Capital, we make it possible for you to get a bad credit business loan no matter what level your credit is at.

Get a Business Loan Even if you have Bad Credit

As alternative online lenders, AdvancePoint Capital believes in boosting businesses through financing options that look beyond less than perfect credit scores. By combining a range of financing options, we want to ensure that the cash flow of your business does not become blocked by the prerequisites of more traditional lenders. In addition, we strive to make the process of securing a loan with bad credit as trouble-free as possible.

By working with AdvancePoint Capital, you can enjoy the benefits of:

  • Easy application process
  • Fast approval
  • Flexible repayment terms
  • A business line of credit of up to $500,000

Perhaps most importantly, your credit history will not preclude you from acceptance—or even from easier repayment terms.

We understand that starting business takes initiative, courage—and support. If one of those key elements is missing, the structure can quickly fall apart. Having the opportunity to access a loan with bad credit may be the very thing you need to catapult your company into the next income bracket.

Get Prequalified for a Business Loan

As you are more than likely well aware, a bad credit score is defined by FICO as one between 300 to 629. If your score currently sits within this bracket, getting prequalified for a business loan can feel like pushing a boulder up a hill, only for it to roll back down again. (It may even make you wonder whether Sisyphus was not a small business owner.) Our work makes the process of getting approved for credit business loans one that is available to all businesses, provided they have the drive and determination to see their efforts through.

Our mandate is to ensure that businesses get the support they need so that they can contribute to a robust economy. Sometimes, this means getting more creative about how that support is offered. Alternative lenders like AdvancePoint Capital look at the long term benefits of providing financial cushioning for businesses.

Some of the industries we serve include:

  • Restaurants
  • Merchandise Retailers
  • Manufacturers
  • The Auto Industry
  • Beauty Salons
  • Transportation
  • Medical Businesses
  • Franchises
  • Construction Equipment
  • Veterinarians

Our aim is to assess the direct needs of your business and offer funding options accordingly. We do this by offering a combination of merchant cash advance, equipment leasing, and invoice factoring that best suits your needs.

Fast and Easy Financing

We don’t believe you should have to jump through impossible hoops to get approved for small business loans. By streamlining the application process, we want to make financing options available to you as simply as possible. You can apply directly for a financing type, such as invoice financing, through our easy application process, and you won’t have to wait long for a decision to reach your inbox.

All you need to provide us with is:

  • A simple one-page application document, to be accessed through our website
  • Business Bank Statements so that we can assess both the needs and viability of your business and determine what loan amounts you qualify for. (It’s important to note that we not only focus on profit/loss, but also on gross sales. This could be particularly relevant to you if you are still in the early stages of small business development.)
  • Equipment information, if you are looking at our Equipment Leasing option
  • Proof that you have been in business for a minimum of 6 months. (Please note that we do not accept startups.)

What’s more, you will not have to wait for lengthy periods of time to get a decision out of us. Within a week, you will have a decision about whether or not you qualify for one of our financing options.

The fast, convenient and straightforward way to get the money you need for your business – now! Get your Quote Today by filling out our simple form.

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Flexible Term Options

The last thing a small business loan should be is an albatross that cripples the daily operations of your business. If anything, these loan options should strive to be the opposite by removing funding woes from the long list of entrepreneurial anxieties that come when you start a business. The point is to give you agency to take control over your business operations.

We offer payment options that prioritize efficiency, ease and the well-being of your company’s cash flow:

  • A repayment term of up to 36 months
  • Fixed payment options straight from your company’s bank account
  • Online payment options that are simple and easy to navigate

The result? Your company’s growth does not have to get waylaid by cash flow issues, or crippled by an unfathomable interest rate. With financing options and repayment terms this flexible, your entrepreneurial vision can be your focus, rather than how you intend to finance it.

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Apply today – Fast and Easy Financing

Your credit report should not be an eternal black mark against your name. By offering you financing options that align with the specific needs of your business, we aim to open the playing field for companies of all shapes and sizes to participate in a booming business landscape.

Alternative lenders have disrupted the world of small business financing. For the first time, options have been developed with the business owner in mind—and as a result, these options cater to their direct needs and concerns.

If your bank sees your credit history as an obstacle to your long term success, contact AdvancePoint Capital today. We offer financing options nationwide. We want to help you grow your business and will work hard to help to obtain the financing your company depends on. Just fill out and submit our form, or give us a call at (800) 381-8920. Our representatives are available 24/7 to assist you. Call today!

The fast, convenient and straightforward way to get the money you need for your business – now! Get your Quote Today by filling out our simple form.

Get Quote Now!

Get Quote Now!
* All loans made by either WebBank, an FDIC-insured Utah industrial bank, or Bank of the Internet Federal Bank, an FDIC-insured federally chartered thrift located in California. In connection with the loans, the Banks' underwriting conditions and terms apply.