San Jose Business Loans

Your trusted source for business loans in San Francisco.

7,500+

Small Business Customers

375 Million+

in Funded Capital

A+

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With over a million people, San Jose is California’s third most populous city. San Jose is the largest city in Northern California, both by population and area, making it the cultural, financial, and political epicenter of Silicon Valley, the home of America’s high tech industry.San Jose and the surrounding metropolitan area have a ton going for them from an economic perspective. Unfortunately, small businesses in the area still face challenges obtaining business loans from traditional lending sources such as banks or credit unions. Typically, these lenders have stringent guidelines, strict credit requirements, mountains of paperwork, and limited loan offerings for local small businesses.

AdvancePoint Capital is different. We are a nationwide provider of small business loans, and we have helped businesses in San Jose and the Silicon Valley obtain the funding they need to grow and succeed. We offer loans up to $1,000,000, with flexible terms and competitive rates. Our application process is simple and straightforward, and we can get you the money you need in as little as 48 hours.

How Do I Get A
Small Business Loan in San Jose?

If you’re a small business owner in San Jose, you may be wondering how to get a small business loan. The first step is to research your options and compare different lenders. There are many online lenders that offer small business loans, but not all of them are created equal.

If you’re a small business owner in San Jose or the Silicon Valley area and you’re looking for a business loan, AdvancePoint Capital can help. Contact us today to learn more about our loans and how we can help your business grow.

The 9 Best
Financing Options and Resources for
San Jose Small Businesses

small business loan

Small Business Loans for
San Jose

SBA Loan

SBA Loans in
San Jose

Merchant Cash Advance

Merchant Cash Advance in
San Jose

Small Business Cash Advance

Business Cash Advance in
San Jose

Business Line of Credit

Business Line of Credit in
San Jose

Equipment Financing

Equipment Financing for
San Jose

Invoice Financing

Invoice Financing in
San Jose

Short-Term Business Loan

Short Term Small Business Loans in
San Jose

Long Term Business Loans

Long Term Business Loans for
San Jose

San Jose Business Loans Guide

U.S. Small Business Administration

Start, Grow, and Expand your Business

View the San Jose Small Business Resource Guide for information and assistance in growing your local business, exploring funding options, and contracting in California.

U.S. (SBA) U.S. Small Business Administration
San Francisco District Office

Find local assistance

San Jose Business Loans get quote now

Why Do San Jose Small Business Owners Need Financing?

The list of the most common needs for small businesses to use business financing:

  • Working capital loans
  • Equipment purchase and equipment repair
  • Capital for inventory
  • Business expansion
  • Capital for special projects
  • Cash flow shortages
  • Website development and website maintenance
  • Emergencies
  • Advertising and marketing to acquire customers
  • Jobs creation (employees)
  • Employee training resources and expenses

Initiatives, Programs, and Grants in San Jose, CA: Additional Resources, Support, and Information

America’s Small Business Development Center (SBDC) Northern California Network— The Small Business Development Center (SBDC) is a nonprofit organization that provides expert no-cost advising, low-cost workshops, and small business training to guide small businesses to success and accomplishment. The SBDC serves the Greater San Jose Area, which includes Santa Clara and South San Mateo Counties, is hosted by the Hispanic Chamber of Commerce, and is part of the Northern California SBDC network. We work hands-on with entrepreneurs and business owners to address challenges, seize opportunities, and grow our client’s bottom line.

City of San Jose SBA Disaster Assistance Loans— The City of San Jose will be assisting small businesses in learning more about and applying for loans through the technical assistance of Business Owner Space partners http://www.businessownerspace.com/. City offering loan info, help Businesses, and not-for-profit organizations in San Jose will probably experience business problems resulting from dealing with COVID-19.

Silicon Valley Strong— The City of San José has allocated $3.8 million of CARES Act Federally Funded Coronavirus Relief Funds to provide grants of up to $15,000 to small businesses located in San José. https://siliconvalleystrong.org/go-virtual/smallbiz/ The grants can be used for unpaid or pending rent from March 1, 2020, through December 30, 2020.

BusinessOwnersSpace.com— START, GROW & SUSTAIN YOUR ONE-STOP RESOURCE FOR BUSINESS

KIVA— Kiva San Jose & the Peninsula is helping to solve this complex problem by democratizing financial systems, as well as providing access to capital and community support to small businesses.

San Jose Business Loans

Get Started Today

AdvancePoint Capital makes the loan application process a simple, straightforward experience.

Frequently Asked Questions

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