Miami Business Loans

Lowest interest rates and best lenders for business loans in Miami

7,500+

Small Business Customers

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in Funded Capital

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Florida

If you're looking for a city that's always alive with energy and culture, Miami is the place for you. From the beaches to the nightlife, there's something for everyone in this vibrant city. And with its business-friendly atmosphere, it's no wonder so many entrepreneurs are drawn to Miami.

If you're thinking of starting a business in Miami, you'll need to secure financing. That's where Advancepoint Capital can help. We offer business loans up to $1,000,000 to help you get your business off the ground. We have a wide range of business loans in Miami to suit your needs, and our team of experts will work with you to find the best solution for your business.

Get A Business Loan in Miami Easily

No matter what type of business you're starting, AdvancePoint Capital can help you get the funding you need. We offer a variety of small business loans, including SBA loans, term loans, and lines of credit. We have a long history of helping businesses in Los Angeles get the financing they need to grow and succeed.

For more information about our business loans in Miami, give us a call today. We're here to help you take your business to the next level.

9 Best Financing Options for Miami Small Businesses (July 2024)

small business loan

Small Business Loans in Miami

A small business loan gives you access to the money you need to invest in your business. Funds can be used for many different purposes. 

SBA Loan

SBA Loans

The Small Business Administration (SBA) is a government agency that serves as the main resource for government-backed business loans.

Merchant Cash Advance

Merchant Cash Advance

Merchant can advance is a revenue based financing that leverages the credit card receivables of the business for a lump sum of money upfront, repaid out of future credit card processing. High approval rates with quick and easy application.

Small Business Cash Advance

Business Cash Advance

Business cash advance is funding that is based on the revenue of the business is repaid by the funder taking a set percentage of future sales. Same day approvals available.

Business Line of Credit

Business Line of Credit

A line of credit allows you flexible access to a pool of money when you need it most up to a credit limit. Only required to pay interest on the outstanding balance.

Equipment Financing

Equipment Financing

For Miami businesses that rely heavily on expensive equipment, equipment financing provides an affordable option to purchase new equipment with terms from 2 to 7 years to repay.

Invoice Financing

Invoice Financing

Invoice financing advances a lump sum of an issued invoice at time of issuance to the issuer for a nominal fee. This process accelerates the businesses cash flow tremendously.

Short-Term Business Loan

Short-Term Small Business Loans in Miami

Short-term business loans are defined between 6 and 24 months and are commonly used when bank options are not available, or you need money fast.

Long Term Business Loans

Long Term Business Loans

Long term business loans range from 2 to 10 years to repay and are used for large costly projects or business expansions. Great rates and affordable terms.

U.S. Small Business Administration

How to Grow Your Business in South Florida

View the South Florida Small Business Resource Guide for information and assistance in growing your local business, exploring funding options, and contracting.

U.S. (SBA) U.S. Small Business Administration
South Florida District Office

Why Does Your Miami Business Need a Loan?

Every business needs some financing help at one point or another. Before you make any decisions about which funding option is best for you, it’s important to take a step back and think about why your business needs cash. Making the wrong financing decision can be costly. Let’s take a look at some common reasons that businesses need a loan.

Working Capital

Perhaps the most common reason for a business loan is working capital. Keeping a business afloat with rent, payroll, and other everyday expenses means your business will need some extra capital.

Marketing

Marketing campaigns or budgets are another springboard for business loans. Without the right exposure or promotional activity, it’s tough to make money in Miami. Business loans allow you the cash flow to gain some momentum around a product or service

Equipment

Expensive equipment, software, or other business tools can be another reason for a business loan. Compliance standards and dynamic trends force companies to update their hardware constantly.

Infrastructure

Expanding or scaling up is always a great achievement for any business owner. However, it also costs money. New infrastructures or growth means a need for an influx of capital as variable costs stretch companies thin.

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How To Qualify For a Business Loan

There are essentially three main factors that affect business loan qualifications. Depending on what type of loan or advance you are considering, some of these factors may play a larger role than others in qualifying you for a loan than others.

  • Credit score
  • Length of time in business
  • Financial statements such as business bank statements, profit and loss statements, or business and personal tax returns

Why AdvancePoint Capital?

  • Expertise with Miami Businesses - We have accumulated years of experience offering financing solutions specifically in Miami.
  • Trusted by Local Businesses - Receive outstanding reviews and feedback from small business owners in Miami, indicating the trust they have placed in our services.
  • Specialized Loan Experts - Our team of experienced business funding specialists in Miami is dedicated to assisting you in finding the right loan options for your needs.
  • No Obligations - Obtain free quotes without any costs or commitments attached.
  • Loan Products - Choose from a range of business loan products tailored to the unique requirements of businesses in Miami.

Apply for Business Loans in Miami Today!

Don't let financial constraints hold your business back. Partner with AdvancePoint Capital and take advantage of our business loans in Miami, FL, today. Fill out this online form. Let us help you succeed in your business and reach new heights of prosperity.

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Get Started Today

AdvancePoint Capital makes the loan application process a simple, straightforward experience.

Frequently Asked Questions