Miami Business Loans

Lowest interest rates and best lenders for business loans in Miami

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Small Business Customers

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in Funded Capital

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Florida

If you're looking for a city that's always alive with energy and culture, Miami is the place for you. From the beaches to the nightlife, there's something for everyone in this vibrant city. And with its business-friendly atmosphere, it's no wonder so many entrepreneurs are drawn to Miami.

If you're thinking of starting a business in Miami, you'll need to secure financing. That's where Advancepoint Capital can help. We offer business loans up to $1,000,000 to help you get your business off the ground. We have a wide range of loan products to suit your needs, and our team of experts will work with you to find the best solution for your business.

How Do I Get A
Small Business Loan in Miami?

No matter what type of business you're starting, Advancepoint Capital can help you get the funding you need. We offer a variety of small business loans, including SBA loans, term loans, and lines of credit. We have a long history of helping businesses in Los Angeles get the financing they need to grow and succeed.

For more information about our business loans in Miami, give us a call today. We're here to help you take your business to the next level.

The 9 Best
Financing Options and Resources for
Miami Small Businesses

small business loan

Small Business Loans for
Miami

SBA Loan

SBA Loans in
Miami

Merchant Cash Advance

Merchant Cash Advance in
Miami

Small Business Cash Advance

Business Cash Advance in
Miami

Business Line of Credit

Business Line of Credit in
Miami

Equipment Financing

Equipment Financing for
Miami

Invoice Financing

Invoice Financing in
Miami

Short-Term Business Loan

Short Term Small Business Loans
in Miami

Long Term Business Loans

Long Term Business Loans for
Miami

north florida sba guide

U.S. Small Business Administration

How to Grow Your Business in South Florida

View the South Florida Small Business Resource Guide for information and assistance in growing your local business, exploring funding options, and contracting.

U.S. (SBA) U.S. Small Business Administration
South Florida District Office

Find local assistance

Why Does Your Miami Business Need a Loan?

Every business needs some financing help at one point or another. Before you make any decisions about which funding option is best for you, it’s important to take a step back and think about why your business needs cash. Making the wrong financing decision can be costly. Let’s take a look at some common reasons that businesses need a loan.

Working Capital

Perhaps the most common reason for a business loan is working capital. Keeping a business afloat with rent, payroll, and other everyday expenses means your business will need some extra capital.

Marketing

Marketing campaigns or budgets are another springboard for business loans. Without the right exposure or promotional activity, it’s tough to make money in Miami. Business loans allow you the cash flow to gain some momentum around a product or service

Equipment

Expensive equipment, software, or other business tools can be another reason for a business loan. Compliance standards and dynamic trends force companies to update their hardware constantly.

Infrastructure

Expanding or scaling up is always a great achievement for any business owner. However, it also costs money. New infrastructures or growth means a need for an influx of capital as variable costs stretch companies thin.

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How To Qualify For a Business Loan

There are essentially three main factors that affect business loan qualifications. Depending on what type of loan or advance you are considering, some of these factors may play a larger role than others in qualifying you for a loan than others.

  • Credit score
  • How you have been in business
  • Financial statements such as business bank statements, profit and loss statements, or business and personal tax returns

Additional Resources, Information, Programs, Additional Services, and Grants for Small Businesses in Miami

United Way of Miami-Dade – Guide to Services for Small Businesses

Small Business Assistance Program- Part of the broader Miami Pandemic Relief Fund was created by generous donors to help small businesses that may not be eligible for other assistance but are struggling financially. Small business owners will need to meet the eligibility requirements and provide certain documentation to complete the application. Only first-time applicants will be considered.

Florida Small Business Emergency Bridge Loan Program – which can assist small businesses impacted by COVID-19. The bridge loan program, managed by the Florida Department of Economic Opportunity (DEO), will provide short-term, interest-free loans to small businesses experiencing an economic injury from COVID-19

Miami-Dade County launches Small Business Assistance Forgivable Loan Program – County program to help those not receiving other previous assistance. The $5 million Small Business Assistance Forgivable Loan Program (SBAFLP) utilizes the United States Department of Housing and Urban Development (HUD) Community Development Block Grant (CDBG) funds allocated through the Federal Coronavirus Aid Relief and Economic Security Act (CARES Act).

Miami Downtown Development Authority (Miami DDA) – The Miami Downtown Development Authority (DDA) is the economic agency for the City of Miami’s urban core and maintains several concentrations including Advocacy, Quality of Life, Urban Planning/Resiliency, Marketing, and Business Development. Together we work to fulfill our mission statement “to grow, strengthen and promote the economic health and vitality of Downtown Miami.

Miami DDA Incentive Fund – The Miami DDA Program will only be available to New-to-Market Businesses or Expanding Businesses that will either relocate, or hire, a minimum of ten (10) new employees to the Miami DDA District within a three (3) year period. Additionally, the applicant must meet several other program requirements as stipulated in the guidelines.

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Get Started Today

AdvancePoint Capital makes the loan application process a simple, straightforward experience.

Frequently Asked Questions

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