Business Loans for Funeral Homes

Find the Best Financing for Your Funeral Home Business. Compare, Choose, and Save.

7500+
Small Business
Customers
375 Million+
in Funded
Capital
A+
Rating from
the BBB
61 Google Reviews
hero banner image

Choosing the Best Funeral Home Loan Program

Operating a funeral home business is harder than ever before. With the increasing cost of goods and services, it can be difficult to keep your head above water – let alone make a profit. The big banks aren’t always willing to help small businesses like yours, but we are.

At Advancepoint Capital, we understand that funeral directors have unique financing needs, and we’re here to help. We offer a variety of funeral home loan products, including working capital loans, equipment financing, and merchant cash advances. We also offer lines of credit, which can give you the flexibility to cover unexpected expenses or take advantage of opportunities as they come up.

No matter what your needs are, we can tailor a loan solution to fit your unique professional career. We understand that time is of the essence when you’re running a funeral home, so we make the process as quick and easy as possible.

cta banner image e1662176537786

Get Started Today

AdvancePoint Capital makes the loan application process a simple, straightforward experience.

The 6 Best
Business Loans for Funeral Homes

icon 1 1

Long-Term Business Loans for Funeral Homes

Short-Term Business Loan for a California Small Business icon

Short Term Small Business Loan for Funeral Homes

Business Line of Credit

Business Line of Credit for Funeral Homes

SBA Loan

Small Business Administration [SBA] Loans for Funeral Homes

Merchant Cash Advance for a California Small Business

Merchant Cash Advance for Funeral Homes

icon 1

Business Credit Cards for Funeral Homes

advance point funeral home owner

Why Do You Need a Funeral Home Business Loan?

There are a number of reasons you might need a funeral home business loan. Perhaps you need to purchase new equipment, or you want to expand your facility. Maybe you need to take advantage of an opportunity that’s come up, or you need to cover unexpected expenses. Whatever the reason, we can help.

Working Capital

A working capital loan can give you the funds you need to cover day-to-day expenses, such as payroll, inventory, and marketing. This type of loan is especially helpful if you’re experiencing a slow period or you have seasonal fluctuations in your small business.

Business Needs

There are a number of other reasons you might need a loan for your funeral home business. Perhaps you want to repave your parking lot, or you need to make renovations to your mortuary. Maybe you want to add new services, or you need to purchase a fleet of vehicles. Whatever your needs are, we can help you find the right loan.

Inventory

If you need to purchase inventory, we can help. We offer inventory financing, which is a type of loan that allows you to finance the purchase of inventory. This can be helpful if you need to make a large purchase, or if you want to take advantage of a sale.

Infrastructure Improvements

Improving and modernizing your existing commercial real estate is a great way to attract new business and grow your funeral home. We offer a variety of loans for infrastructure improvements, such as equipment loans, lines of credit, and merchant cash advances.

Information Technology & Software

If you’re looking to improve your funeral home’s website or add new software, we can help. We offer loans for information technology and software, which can help you take your business to the next level.

Marketing/Advertising

Advertising for a funeral home can be expensive, but it’s a necessary part of doing business. If you need to increase your marketing budget, we can help. We offer loans for marketing and advertising, which can give you the funds you need to reach a wider audience.

Equipment

If you need to purchase new equipment, we can help. Our network of lenders offers competitive rates and terms, and we can help you get the financing you need quickly and easily.

Apply For Your Advancepoint Loan Today!

banner cta female

How to Get a Loan for Your Existing Funeral Home

Obtaining a funeral home loan is a multi-step process that begins with the completion of a loan application. Once you’ve submitted your application, one of our loan specialists will review it and contact you to discuss your options. We work with a variety of lenders, so we can tailor a loan solution to fit your needs.

How Old is Your Funeral Home?

The age of your funeral home will be a factor in the type of funeral loan you qualify for. If your funeral home is older and more proven, you may qualify for a traditional bank loan or SBA loan. If your funeral home is older, you may need to seek financing from a private lender.

What is Your Cash Flow Like?

Your funeral home’s cash flow will be a determining factor in the type of loan you qualify for. If your funeral home has strong and consistent cash flow, you'll have an easier time qualifying for a loan. If your funeral home’s cash flow is weak or unpredictable, you may need to consider alternative lending options.

Do You Have Any Business Debt?

If you have existing funeral home financing, it may need to be paid off before you can qualify for a funeral home loan. SBA loans are typically not available to funeral homes with existing debt, but funeral home owners can get other types of conventional financing even if they need some extra help with the lending process.

Frequently Asked Questions

Get your quote today by filling out our simple form.

advancepoint get quote now
advancepoint get quote now