As a small business owner, you are responsible for wearing hundreds of hats at any given time. Troubleshooting customer concerns, monitoring and training personnel, and handling all of the finances are just a few of them. When business expenses crop up, everyone relies on you to fix the issue, and you may need a fast business loan to handle the problem before it escalates. But whoever heard of easy business loans? Traditionally, getting loans through a bank or the Small Business Administration was challenging, to say the least. With an almost 80% denial rate due to their stringent requirements, many small businesses ended up closing their doors when a simple one-time loan amount would have seen them through the temporary hard times and on to long-term success.

Today’s technology has paved the way for alternative financing sources through online lenders —  meaning you have many options regardless of your financial circumstances. You can even have access to your money in as little as one business day after approval! If your company needs a little financial boost or is in an industry with ups and downs, you need a reliable source of funding that you can turn to in a crunch. 

We provide a wide variety of alternative funding opportunities for business owners like you. Regardless if you have a limited time in business or a not-so-great personal credit score, we’ll find fast business loans that fit your business needs. AdvancePoint Capital is a Merchant Funding Capital Company with experience in what small business owners need.

Our knowledge in lending makes the approval process simple, streamlined, and quick – in other words, we offer the fast business loans that once were thought to not exist!

Because we work with so many alternative business lenders, we can offer benefits and features that you may not get with others, such as:

  • Fast approval
  • Consideration of your request regardless of your credit
  • Flexible repayment options
  • A simple application process
  • Reasonable, competitive terms
  • Speedy access to funds

If your business needs fast business loans we provide a wide variety of options. While traditional loans may leave you stranded with roadblocks like bank statements, credit score limitations, and strict time in business requirements — AdvancePoint Capital will find your business a solution that works.

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Our Fast Business Loan Options

Every business is different and has its own set of financial circumstances to deal with. What works for one company may not work for another, and AdvancePoint Capital lenders understand that. You need an individualized financial solution that fills the need of your business’s situation at that specific time, and we can help. Our fast business loans are diverse and can provide financial solutions for a wide variety of industries.
Our knowledgeable live agents are available 24 hours a day, every day of the year, to listen to your concerns and offer you fast and easy business loans and lending solutions with terms that will work for you.

With simple and easy paperwork and a streamlined process, our agents will help you to determine if your company’s needs can be met through alternative small business loans such as:

Business Loans

Small business loans are the most common type of financial solutions for those who are looking for a loan amount between $10,000 and $500,000. If you need a lump sum of money to provide renovations, move your office, or get through another obstacle, this type of loan may work for you. AdvancePoint Capital houses a wide selection of business loans for small businesses and beyond to gain access to working capital, advances, and alternative lending solutions to push your business forward. 

We offer fast business loans for businesses that need it most. Many business owners struggle with a poor credit score or limited time in business. We provide fast and affordable cash flow options that put small businesses in a position to succeed.

Business Line of Credit

A Business Line of Credit has the flexibility of a business credit card that a traditional loan does not. This product has a revolving line of credit that allows you to draw money from the line as needed to its limit and only pay interest on your outstanding balance.

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  • Loan Amount Limits: $10,000 to $1,000,000
  • Credit Requirements: All credit types considered
  • Processing Time: as little as 2 days
  • Length of time of Repayment: Revolving

Invoice Factoring

Many businesses invoice their customers, allowing them to buy now and pay later. It’s a successful practice that has been in use for hundreds of years, but it also lends itself to times when customers’ payments are in transition. Instead of taking out a business loan to get through these transitional times, you can opt for an invoice factoring loan. In these, the lender purchases your invoices at a fee per the loan terms, giving you the money upfront and collecting from the client. So, if you find yourself waiting around for invoices and need cash or working capital soon, fast business loans like invoice factoring can be a great option.

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  • Loan amount limits are between $10,000 to $1,000,000
  • All credit types considered
  • Processing time — as little as 2 days
  • Length of time of Repayment — Revolving

Merchant Cash Advance

Merchant or business cash advance financing gives small business owners cash flow quickly by selling a portion of their projected future sales to a funder. Instead of taking out various      loans, you are simply being paid early for sales you will make later, which will be paid back to the lender according to the terms of your financing. So, while it’s not technically considered a business loan, it’s a cash advance solution that gives a small business some flexibility with its repayment.   This is an ideal option for businesses that receive a substantial amount of their revenue from credit or debit card sales.

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  • Loan Amount Limits: $10,000 all the way up to $1,000,000
  • All credit types considered
  • Processing Time: as little as 1 day
  • Length of time of Repayment: Flexible

Medical Practice Financing

Medical practices can cost physicians hundreds of thousands of dollars to run. If your practice needs cash flow to get ahead or loans to get you through the first couple of years, you may be eligible for medical practice financing. These loans can be short-term or payable over a period of up to seven years in monthly installments.

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  • Loan amount up to $1,000,000
  • Good credit required
  • Term limits up to 7 year terms
  • Monthly payments

Equipment Leasing

When your business relies on expensive equipment, like computers, restaurant ovens, or even tractors, a machine breaking down can mean big financial losses. Progressive technology trends are also forcing business owners around the country to keep up with innovative and industry-pushing technologies and equipment. But with equipment leasing, you can keep making money with minimal downtime to fix or replace your machinery. It’s an excellent return on your investment across the board. Equipment loans and leasing can be a lifesaver for businesses that rely on their equipment to turn a profit.

  • Loan amounts between $10,000 to $1,000,000
  • All credit types considered
  • Processed in as little as two days
  • 1 – 5-year length of repayment

The fast, convenient and straightforward way to get the money you need for your business – now! Get Your Quote Today by filling out our simple form.

All Credit Scores Are Considered

Simple and quick business loans are important, but what happens when your credit is less than perfect? AdvancePoint Capital lenders understand that being a small business owner sometimes means that not all businesses’ finances aren’t always where they should be, but we want to try to help you anyway.

We look at more than just your personal credit score and your company’s annual revenue when we make our decision. So, you’re not relying on traditional qualifiers for the business loans you need that may have left you stranded before.

In the big picture, factors like your business’s credit, any business assets, monthly sales, and more tell a story that credit scores and other individual numbers may not. With so many options for alternative financing available, we will work hard to see every perspective and find the loan that works for you — regardless of your credit score.

Fast and Easy Financing

Through traditional loans, you spend days completing the paperwork process, and weeks waiting for an answer. Finally, if you are among the lucky 20% who get approved for these difficult types of funding, you can spend even more time holding down the fort as you await access to the funds from your business loan.

The extra time wasted waiting for paperwork to be approved for business loans and the next person to handle their part often means bills aren’t being paid and you are fending off creditors who want their money or delaying much-needed repairs and renovations.

This is not the case at AdvancePoint Capital. Our paperwork process takes minutes, the approval process can occur in as little as a few business hours, and then, upon approval, you can have access to your funding in as soon as one business day. This is how you get a fast business loan the right way.

Flexible Term Options

Your company may be in need of a little extra cash flow to push through a difficult period or handle much-needed renovations. Or maybe you had an emergency come up that you weren’t prepared to deal with and the money is tight. A fast business loan is often the only solution left.

As a small business owner, this means that you are responsible for ensuring the bills are paid, the overhead is covered, and the unexpected expenses are taken care of. If you are unable to handle any of these areas, the fallout rolls into all of the other parts of your business and can quickly domino. Before this happens, you need money to help you, and you need it fast.

AdvancePoint Capital knows that your business is your livelihood. With our flexible term options, you can get that fast business loan in time to solve your financial concerns and still comfortably stay in business while you pay off what you borrowed. For fast business loans that will push your business toward its goals, AdvancePoint Capital can help.

Start with this Online Form

Applying for a loan with AdvancePoint Capital is as simple as a 1, 2, 3, 4 process. Start with this online form, then fill out the short application page, wait a few hours for your approval, and then get your money!

AdvancePoint Capital offers an easy business loan experience. Our customers love the fast, streamlined process and high approval rates that come from working with us. All credit scores are considered.

The fast, convenient and straightforward way to get the money you need for your business – now! Get your Quote Today by filling out our simple form.

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* All loans made by either WebBank, an FDIC-insured Utah industrial bank, or Bank of the Internet Federal Bank, an FDIC-insured federally chartered thrift located in California. In connection with the loans, the Banks' underwriting conditions and terms apply.